401
8863571820823876
Borneo8657191075376787117147177
Bulletin1055719107537678093123140153183
Yearbook12527191075305585105135165195222
202014877191075275480107
Securing5673496018750101148197234261310360
your951349601874797147184
future1160349601873081113165201252
with14373496018773100131183
proper1644349601875087138187237274
Financial567367601874774123173223269295344370
Planning961367601875080129179228254303353
AIA567391601095072125
Brunei7123916010984110152193234254
is986391601095994
the11003916010964106147
largest12673916010960100125167208244271
commercial15583916010975116177238279305342362402422
life2000391601095978104145
insurance56740560109206096136162204244281322
company909405601095293155195237278314
in1243405601093777
Brunei1340405601096288130171212232
and1592405601095797138
has1750405601095798134
served1904405601095293119158200241
generations567419601094081122163188230257278317358394
since981419601095070110146188
it1189419601093561
was12704196010975116152
established1442419601095591118161201221240275316357398
in1860419601093575
1957.1955419601095592134177190
Over567433601095088129155
the7424336010968110150
past9124336010983125161188
six1120433601097898134
decades,12744336010983124160202243284320340
the16344336010968110151
company18054336010978119180221263304340
has567447601094081117
grown704447601096085127188231
to954447601094687
be10614476010960101
a11824476010960
trusted1262447601094572114150177218260
household15424476010960101141177218259300320361
name,19234476010960101161202222
helping567461601094081101141161201242
people829461601095394136177197237
achieve1086461601095389130150190226267
financial137346160109335394135175212232272292
security1684461601094890126167192214240279
with1983461601097394120162
innovative567475601092060101141178219246267303344
solutions93147560109357697136163184224265301
at1252475601094066
different133847560109406086115156181223264290
stages1648475601093562105145186223
of1891475601094066
life.197747560109203965106126
As567503601095088
part676503601095699126156
of852503601095784
its957503601093663101
services,1079503601095193120160182219261298319
AIA1419503601096790143
Brunei1583503601096189131173215236
provides1840503601095683125163185226268305
Financial56751760109355899141182219240281302
Health891517601095092134155182225
Check,1137517601094588129167204227
identifying1385517601092162103145172194221261284324366
customers’1772517601093678114142184246288315353373
goals,567531601094082124145180201
establishing78953160109114151179223264285305341383403444486
their12965316010999142183204230
priorities154753160109114141163204231253280302343380
and194853160109114155197
assessing567545601094076114156193231252292334
the922545601095598139
options10825456010970111139161202244281
available13835456010970107149170190231272294335
to1739545601095496
achieve18565456010969106148169210247289
their567559601092568110130156
goals.7445596010966108151171207228
This9935596010967110131167
process1181559601096693136173216253290
provides1492559601096794136174196237279316
a18295596010966
sound19165596010962104145187229
foundation567573601092567109150192234261283324366
for95457360109266895
AIA1072573601095073127
Brunei’s1219573601094774117159200221243276
customers1516573601093778115143185247289315353
to1890573601092769
build1980573601094283104124165
a5675876010940
secure628587601093678116157184226
financial87558760109214182124166203224265286
future.118158760109266997139166208229
An567615601095093
important6806156010944104145187212242284324351
aspect10516156010964100141182219246
of1317615601096591
planning1428615601096485125166206226266307
to1755615601095091
achieve18666156010965101142161201238279
financial56762960109204081122162199219259279
goals866629601095899141160195
is1081629601093974
to1175629601094485
seek1280629601095495137172
expert1472629601095995137179205234
advice.1726629601095899136158193235255
AIA2001629601096991144
Brunei567643701094571113154195215
has802643701094081116
a9386437010940
team998643701092567108169
of1187643701094066
dedicated1273643701094080122142177219245287328
representatives1621643701092567108134175212253294320363389410446488524
to567657701092566
assist6536577010977112149169204231
our9046577010976117143
customers10676577010971112148175216277318344381
planning1468657701097697137178218238278319
for18076577010962103129
their19566577010962103144164189
financial56767170109204081122162199219259279
future.86667170109256693135160202222
AIA2287350301095072125
Brunei24323503010978104146187228248
General27003503010983123164205230272292
Manager301235030109103144185226267308333
Kenneth33653503010978119160201241268310
Ling3695350301096889129170
believes2287364301094082102121161197238275
that2582364301092668109135
financial273736430109224282123164200220261280
literacy303736430109224167108134176212249
should3306364301093677118159178219
be3545364301094183
taught3648364301092668109150190217
at2287378301094066
a23733783010940
young2433378301093576117158199
age.2652378301094081121142
Ling228740630109355796138
feels2444406301093677118138173
that2637406301093577118144
with2801406301097092118160
financial298140630109305090132172208229269288
planning,3289406301095071111152192212252293314
and3623406301095090131
an3774406301095091
understanding2287420301094081122162188225252294335376396436477
of2784420301094066
how2870420301094182143
to3033420301092566
apply3119420301094181123143180
financial331942030109204081122162199219259278
literacy361742030109214066107133175211248
skills228743430109357192111130165
and2472434301094686128
use2619434301094682123
financial276243430109264687128168205225265284
resources,3066434301093173109150191217254295332352
your3438434301094082122148
life360643430109264571112
and3738434301094686127
future228744830109256794135161202
will2516448301096081100119
change2655448301094283124164205246
for292144830109327399
the3040448301093173114
better3174448301094688114143184210
with3411448301096081107149
financial358044830109264687128169205225265285
security.2287462301093576113154179200227266283
Financial228749030109355899141182219240281302
literacy2610490301096787114156183225262300
starts29314903010982110153180210248
with320049030109107129156199
the34204903010972114156
simple35974903010982103164205227268
concept2287504301093577119157199241268
of2576504301094875
savings.2672504301094386123145186228265286
The2979504301094892134
key3133504301094485122
is3276504301092864
to3361504301093375
pay3457504301094891128
oneself3606504301094890132169211232259
first228751830109204067104132
and24405183010975116158
prioritise26195183010975102124165192214241263299341
their29815183010960102144165191
savings,31935183010969112149171212254291312
said35265183010969112133174
the37205183010960103145
general2287532301094082123165192235255
manager.256353230109102144186228269311338355
Many293953230109112154196233
people31935323010982124166208229271
pay34845323010982125162
their36675323010967110152172198
bills228754630109406181101137
first244554630109284874112140
or2606546301094874
give2701546301094869106148
in2870546301092869
to2960546301093375
temptations3056546301093375137178206249277298339381418
when35035463010960103145186
they3710546301093376118155
receive2287560301092567105147168205248
their25555603010969112153174200
pay.27765603010983126163181
The29785603010983127169
remaining31685603010968110172214235275296337379
amount35685603010983145187228270297
goes2287574401094082124161
towards2469574401094688150193219262298
their2788574401094689130151177
savings.2986574401095698135158198240277299
This33055744010961105125161
is3487574401094177
not35845744010961103130
the3735574401094688130
right228758840109254788130157
formula,2465588401093577104167209229270291
said2777588401094688109150
the2948588401093578120
general3089588401095092134176202245266
manager.33755884010971113154196238280306324
It3720588401093058
is3799588401093066
important2287602401092081122165192222265306334
to2642602401092668
practice2731602401094068110147175197234276
self-discipline302860240109367899126151195215251289310350372392433475
instead352360240109216299127169212253
of3797602401094168
giving228761640109406198120161203
in2511616401092162
to2594616401092568
instant268261640109216299127170211239
gratification.2942616401094067110137159181201238281308330371413434
In2287643401092061
2020,23686434010962104146189209
AIA2597643401097294147
Brunei2764643401096793135175216236
successfully3020643401095798134171213249285312354374393429
transferred3469643401094774116156192219260286313354396
its228765740109204683
business2390657401094384120139179220257293
from270365740109285596157
AIA2883657401095073125
Company3028657401094890151192234275311
Limited,3359657401093859119139165207248268
Brunei3647657401094874116157198218
Branch2287671401094571113154190231
to2538671401092364
AIA2619671401095073125
Singapore2762671401094565105146187227269295336
Private311667140109406788124166192234
Limited,3370671401093254114134160201243263
Brunei3650671401094572114154195215
Branch.4006350401094571113154190231252
AIA42783504010978101153
Singapore4451350401097394133174215256297323365
Private4836350401096895117153194221262
Limited5118350401096485145165191233274
is5412350401094983
a55153504010969
prominent4006364401094066108169189229270310337
life436336440109405985126
insurer4509364401094080116156182223249
with47783644010980102128170
a49683644010960
long5048364401094080121162
history5230364401096080115141183209248
of5498364401096086
close400637840109355595131173
to4199378401092566
904285378401094083
years4388378401093576118143180
in4588378401092060
Singapore.4668378401094565105146187227269295336357
AIA4006406401095072125
Brunei4151406401095581123164204224
was44054064010960102138
previously4563406401094976117153175215256291311347
set4930406401094587113
up5063406401095090
as5173406401095086
a52794064010949
branch5348406401095076118159195236
of4006420401094066
AIA4095420401095072125
Company4240420401094789151191233274310
Limited,4570420401093859119139165207248268
which48614204010960102122158199
is5080420401092257
incorporated515742040109236399140166208250276318344386427
in4006434401092060
Hong4086434401095698139180
Kong4286434401095192133174
and4480434401094687128
regulated4628434401093273115155175215241283324
by4972434401094783
the5075434401093274115
Hong5210434401095697138179
Kong5409434401095293134175
Insurance400644840109206196137162204245281323
Authority.4345448401095091118160201227248274313331
With4692448401097597124165
the4877448401092263104
business4998448401094080116136176217253290
transfer,530844840109214890130166193234260276
AIA4006462401095072125
Brunei4145462401094571113154195215
is4379462401091449
aligned444246240109406079119160200242
with4698462401096081107149
AIA4861462401095073125
Singapore5000462401094565105146187227269295336
Private535046240109406789125166193234
Limited’s4006476401093557117136163204245267299
legal4325476401093171113154173
and4518476401095192133
operational4671476401095192134159201228249289330371390
structure.5081476401094673100142178206247273314335
This5436476401095193113148
alignment400649040109406079119159220261302329
allows435549040109587897137199235
a46104904010959
streamlined4689490401095481108149191251271291330371413
approach,5122490401095999140167208250286327347
so5489490401095495
that4006504401092567108134
AIA4160504401096891143
Brunei4323504401096490132172213233
can4576504401095395136
operate4732504401095899140166208234276
more50285044010978119145186
efficiently5234504401095985109129165185225266293314350
and4006518401094081122
meet41485184010979120161188
its4356518401093965102
customers’4478518401095495131158199260301327364384
needs.48825184010959100141182218239
The51415184010959102143
existing5304518401095995116151178199239280
terms400653240109256692154190
and4216532401095696137
conditions4373532401095192133174194220241281322358
of4751532401095682
AIA4853532401096588140
Brunei’s5013532401096087129169210230251283
policies5316532401095597117136172192232268
remain4006546401092567127169188228
unchanged.4254546401094081117158199240281322363384
Following400657440109357798117157218240279320
the4346574401092971112
move44825744010960101137178
to4680574401092970
the4770574401092970111
new4901574401094485146
office506757440109447094114151192
premises5279574401094470112172192227269305
in4006588401092060
Pavo40865884010958100136177
Point42835884010958100120159186
and4489588401095899140
the4649588401094385126
business4795588401095899134154194235271308
transfer,5123588401094370112152188215256282298
AIA5441588401096890143
Brunei4006602401094571113154195215
will42416024010988109128147
continue44086024010963105146172193233273314
to4742602401095394
serve48566024010963105130170211
the5087602401095395136
needs52436024010968109150191227
of5490602401096894
customers4006616401093576111138180241282307344
enabling43706164010978119160200221240280321
them47116164010962104145206
to49376164010962104
live5061616401095776113154
healthier,52356164010977118160179206247267307333349
longer,4006630401092060101142183209225
better4251630401094081108137178204
lives.447563040109203975116153174