39 / 100
poverty through education. This reflects the
bank’s belief that an investment in learning
is an investment in the nation’s future
workforce and leaders. To date, a total of 338
students have been registered and are active
participants under the programme. Among
them, 90 students are currently pursuing
higher education at various institutions
locally and abroad.
Complementing this, the BIBD Sustainability
Youth Leadership Award recognises and
empowers young leaders whose projects
champion
responsible
consumption,
sustainable lifestyles and better waste
management, nurturing a generation that
is both socially conscious and confident.
By spotlighting youth voices and initiatives,
BIBD helps shape a lifestyle where service
and sustainability are seen as aspirational,
not optional.
These efforts make education more
accessible while giving young Bruneians
platforms to grow, contribute and lead,
aligning closely withWawasan Brunei 2035’s
vision of well-educated and highly skilled
people.
EMPOWERING
ENTREPRENEURS AND
BOOSTING FINANCIAL
LITERACY
As Bruneians increasingly explore small
businesses and home-grown brands, BIBD
has stepped forward as both financier and
mentor for local entrepreneurs. The bank
recognises that a vibrant entrepreneurial
scene is not only good for the economy but
also enriches everyday lifestyle with more
local products, services and experiences.
BIBD SEED (Special Entrepreneurial
Empowerment and Development Scheme)
is an award-winning programme launched to
support underprivileged women, equipping
themwith entrepreneurial skills and helping
them become competitive, resilient business
owners. Through mentoring, basic financial
planning and access to micro-financing,
participants are guided to turn ideas
into income and, eventually, sustainable
enterprises.
Beyond funding, BIBD regularly incorporates
financial planning, business planning and
leadership content into its community and
education programmes, building financial
literacy among youth, aspiring entrepreneurs
and everyday customers. This focus on
practical know-how helps Bruneians learn
to budget, save, invest and manage debt
more confidently, which directly shapes
their lifestyle choices and long-term security.
For many, this combination of financial
education and entrepreneurial support turns
banking from something transactional into a
journey of empowerment that touches family
life, career growth, and personal confidence.
COMMUNITY, CSR AND A
CULTURE OF GIVING BACK
BIBD’s lifestyle impact is also felt through its
deep community involvement, particularly in
areas of welfare, health and social support.
Guided by Islamic values and the Maqasid
Shariah principle of preserving public good,
the bank continues todesign corporate social
responsiibilty (CSR) programmes that uplift
vulnerable groups and strengthen social
cohesion.
The bank has supported national-level
initiatives such as donations for orphans
and academic achievers, underpinning both
social protection and excellence in education.
These programmes give immediate relief
while signalling to young Bruneians that
their achievements and well-being matter
to the wider community.
Projek Teduh stands as BIBD’s latest
flagship CSR, dedicated to rebuilding safe
homes for vulnerable families across Brunei.
This endeavour reflects BIBD’s enduring
mission to foster community well-being
37